Late August this year, I had a misadventure with the Monsoons in Mussoorie:
As I reached the bypass that goes to Dhanolti, a cloud decided to sit right on top of me. The Sun was quickly forgotten as visibility dropped in a flash.
Through the thick fog, a few jeeps honked. As they could barely see 15 feet ahead, they drove slowly and carefully as they navigated the oft-curving mountain road.
Soon, it began pouring in earnest, making the immediate environment fatal for my camera.